Covered under policy 50134?

Police Pensioners Association of Ontario (PPAO) insurance program (policy 50134)

PPAO insurance policy 050134 is a closed book of business, meaning the policy is closed to new sales, but we’re still servicing existing insured members.

Here is a summary of the plan details and information on how to reach support for claims and coverage inquiries for policy 50134.1

Extended health care and dental insurance

Benefit maximums: unless otherwise noted, benefit maximums are covered at per person per plan year (January – December).

  Standard Enhanced
Extended health care
Lifetime maximum

$100,000

 $250,000
Plan year January 1 to December 31 January 1 to December 31
Prescription drugs
  • 80% of cost covered, maximum $1,000
  • Up to lowest priced generic equivalent, unless the physician specifies “no substitution” in writing
  • 80% of cost covered, maximum $2,000
  • Up to lowest priced generic equivalent, unless the physician specifies “no substitution” in writing
Vision
  • 80% of cost covered up to $150 per 24 months for eyewear
  • 80% of cost covered up to $200 per 24 months for eyewear, inclusive of $30 per two plan years for eye-exam
Paramedical services
Chiropractors*
Massage therapist
Naturopath
Osteopath*
Physiotherapist
Podiatrist* or Chiropodist*
Speech therapist
  • 100% of cost covered
  • $300 per practitioner and up to $500 for all services combined
    * Including one x-ray
  • 100% of cost covered
  • $300 per practitioner and up to $650 for all services combined
    * Including one x-ray
Medical services
  • 100% of cost covered
  • Combined maximum: $2,500
  • 100% of cost covered
  • Combined maximum: $5,000
Hearing aids
  • $350 per five plan years
  • $500 per five plan years
Wigs
  • Lifetime maximum: $350
  • Lifetime maximum: $500
Stump socks
  • Two pairs
  • Five pairs
Glucometer
  • $250 per five plan years
  • $300 per five plan years
Durable equipment
  • $2,500
  • $2,500
Dental
Plan maximum for all dental services combined
  • Not covered
  • Year one: $750
  • Year two and thereafter: $1,000
Other basic services
Fillings
Routine extraction
Endodontic, Periodontal and surgical services
 
  • Not covered
  • 50% of cost covered
Major services
Major restorative
  • Not covered
  • Not covered
Emergency travel assistance coverage
Out-of-province / Canada travel
  • Not covered
  • 100% of cost covered
  • Lifetime maximum: $1 million
  • Up to 60 days per trip
  • Terminates at age 80
Coverage card
Download a copy of your coverage card from the Securian Canada Portal

Securian Canada health and dental portal

Access the Securian Canada portal where you can:

  • Check coverage
  • Submit claims online
  • Review claims history
  • Set up direct deposit

Customer Support

For extended health care and dental insurance claims and coverage inquiries:

Please call Securian Canada at 1-877-363-2773, Monday to Friday 8 a.m. to 8 p.m. ET.

I have a question about travel coverage:
For questions relating to travel, please call 1-888-852-2419 or 1-514-904-4730; Monday to Friday, 8 a.m. to 8 p.m. ET.

Securian Canada is the brand name used by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company to do business in Canada. Policies are underwritten by Canadian Premier Life Insurance Company.

1. This website is a summary of plan provisions and is intended only as an outline of the insurance policy. The complete terms, conditions, exclusions and limitations governing the insurance coverage are found in the insurance policy issued by the insurer which is available upon request. In the event of a conflict between this summary and the policy, the policy shall dictate the insurance provisions, exclusions, all limitations and terms of coverage. The policy can be obtained by calling Securian Canada at 1-877-363-2773 Monday to Friday, 8 a.m. to 8 p.m. ET.

DOFU: 2-2024