Get a quote
What's your monthly insurance premium?
It's quick to find out how much it will cost for each product you are interested in. You can even see how your premiums change if you select different options.
Please update all invalid fields.
Unable to process request. Please refresh page and try again.
Bundled plan
The bundled plan helps you save money, while building a safety net for you and your loved ones' future.
Monthly premium:
Detailed information about your selected coverage type will be displayed below.
Monthly premiums include coverage for four products:
| Description | Estimated Amount |
|---|---|
| Term life insurance | $30,000 (Member only) |
| Long-term disability insurance 1 Long-term disability reference | $750 a month (Member only) |
| Accidental death and dismemberment insurance | $30,000 (Single) |
| Extended health care insurance | Option 1 (Single) |
Make it your own. Add any of the coverage options below to your bundled plan to get more of what you want.
1. Students are not eligible for residual disability.
Monthly premium:
$0.00
Total:
$0.00
Term life insurance
Help protect your family's lifestyle and their financial future if you're not here to take care of them.
Monthly premium:
Please enter a value between $30,000 and $500,000 in units of $10,000.
Monthly premium:
$0.00
Please enter a value between $30,000 and $500,000 in units of $10,000.
Monthly premium:
$0.00
Would you like to cover your child(ren)?
One premium covers all dependant children.
Monthly premium:
$0.00
Total:
$0.00
Accidental death and dismemberment insurance
Prepare for the unexpected with coverage that provides a lump sum payment if you or a family member suffers a serious injury or accidental death.
Monthly premium:
Please enter a value between $30,000 and $500,000 in units of $10,000.
Monthly premium:
$0.00
Total:
$0.00
Extended health care insurance
Save out-of-pocket costs not covered by your provincial health plan including prescription drugs, massage therapy, physiotherapy, chiropractor visits, vision care and more.
Monthly premium:
Option 2
Monthly premium:
$0.00
Total:
$0.00
Critical illness insurance
Protect you and your family from the financial impact of a serious illness; 25 conditions are covered including cancer, heart attack and stroke.
Monthly premium:
Please enter a value between $30,000 and $500,000 in units of $10,000.
Monthly premium:
$0.00
Please enter a value between $30,000 and $500,000 in units of $10,000.
Monthly premium:
$0.00
Please enter a value between $5,000 and $20,000 in units of $5,000.
Monthly premium:
$0.00
Would you like to cover your child(ren)?
One premium covers all dependant children.
Total:
$0.00
Long-term disability insurance
Create a safety net with this income-style benefit that helps pay bills that keep coming even if you have to stop working due to a serious illness or injury.
Monthly premium:
Please enter a value between $30,000 and $500,000 in units of $10,000.
Monthly premium:
$0.00
Income Ratio Guide
Coverage is based on your annual earned income. Use the below table to find your annual income and the corresponding maximum monthly benefit
| Annual income | Monthly benefit amount |
|---|---|
| $12,000 - $14,999 | $700 |
| $15,000 - $17,999 | $900 |
| $18,000 - $23,999 | $1,100 |
| $24,000 - $30,999 | $1,400 |
| $31,000 - $35,999 | $1,700 |
| $36,000 - $44,999 | $2,000 |
| $45,000 - $59,999 | $2,400 |
| $60,000 - $71,999 | $3,000 |
| $72,000 - $83,999 | $3,400 |
| $84,000 - $95,999 | $3,800 |
| $96,000 - $109,999 | $4,200 |
| $110,000 - $119,999 | $4,600 |
| $120,000 - $129,999 | $4,800 |
| $130,000 + | $5,000 |
Elimination period for long-term disability
There is a 120-day elimination period. The elimination period is the amount of time you must be totally disabled before long-term disability benefits become payable.
You are considered totally disabled if:
- during the elimination period and for the first 24 months after the elimination period, sickness or injury prevents you from performing the essential duties of your own occupation, and
- after 24 months, you are unable to work at another career for which you may become qualified by education, training or experience.
You must be under the regular care of a physician and not gainfully employed.
Cost of Living Adjustment Rider for long-term disability
The cost-of-living adjustment (or COLA) keeps benefits in step with inflation. It increases your benefit each year by the increase in the Consumer Price Index, to a maximum of 5%, to protect your purchasing power during a lengthy disability.
Monthly premium:
$0.00
Total:
$0.00
This tool doesn't replace an official quote from Securian Canada. Premiums increase as you move to a different age band, which is determined by your age on May 1st of each year. Rates are subject to change and to provincial tax where applicable.
Please refer to the product brochure for additional details. The complete terms, conditions, exclusions and limitations governing the insurance coverage are found in the group insurance policy issued by Securian Canada.
Each person applying for extended health care coverage must be covered under their provincial health plan (RAMQ in Quebec) or have equivalent coverage under a group plan. In Quebec, the prescription coverage available under this plan is limited to costs not covered by the RAMQ Prescription Drug Insurance Plan.
You are leaving our website
The website you are being directed to is not created by Securian Financial Group, Inc. or any of its subsidiaries. The new website may be subject to privacy policies, security policies and terms and conditions different from those at Securian Financial Group, Inc.