Long-term disability (LTD) insurance has your bills covered
A mental health issue, an illness or an accident could mean not being able to work for quite a while. What would you do without that income? Bills won't wait. In fact, you could even have extra expenses while you're recovering.
CDHA long-term disability insurance for dental hygienists is your own safety net to ensure your long-term financial plan stays healthy by replacing your income while you are recovering.
LTD insurance helps if:
- You have a mortgage to pay
- Your family couldn't manage without your income
- You have elderly parents who depend on you financially
- You are a single parent
- You would have to tap into your savings to pay day-to-day expenses
- You would have to stop saving for your retirement or your children's education
Why choose CDHA LTD insurance?
- Includes a residual benefit payment for up to 24 months if you're only able to return to work part time
- Potential work re-entry benefit
- Program allows for a recurring disability within 6 months
- CDHA offers group rates
You're eligible if you are:
- A CDHA member in good standing
- Under age 65
- A Canadian resident
- Actively at work for at least 18 hours a week when you apply
How much coverage can you apply for?
- Coverage is based on your annual earned income
- Benefits can range from $700 to $5,000 per month in units of $100
- Use the below table to find your annual income and the corresponding maximum monthly benefit
